Your Guide to Home Buying in Holden Beach, NC, and Beyond
Purchasing a home is an exciting time in one’s life. Making the smart move of choosing a REALTORĀ® is your first step to ensuring your new home and community meet your needs. My services and experience range from sourcing financial aid to helping you find the home that best suits you and your family. I pride myself on having repeat business throughout the years, making me your best guide to home buying in Holden Beach, NC, and the surrounding areas.
How I Can Help
As your agent, I will:
Ensure you will see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at to getting the best real estate financing.
Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
Answer all your questions about the area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking for Your New Home
Check your credit rating. Straighten out any errors before it’s too late.
Determine a comfortable monthly budget for your new purchase, including a down payment and monthly payment.
Find a loan that meets your needs and get prequalified (preferably preapproved).
Choose a REALTORĀ® who you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Closing Costs to Expect
Lender fees include charges for loan processing, underwriting, preparation, and establishing an escrow account.
Third-party fees include charges for insurance, title searches, and other inspections, such as termites.
Government fees include deed recording and state and local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.